I love New Year's because I love organization! New Year's is a chance to get re-organized and to improve on last year's spreadsheets. Menus, budgets, and goals all get re-adjusted to better meet the needs ahead. These are prayerful considered in an effort to make our priorities match with God's priorities for the money and resources that He provides. This year we have an ambitious budget with the goal of living off our base income. Things like my teaching, Mr. Workman's translating, my unexpected contracts at work and hopefully nice tax returns will be going to achieve the following:
- to help us quickly pay off the $4500 in medical bills we accumulated in October 2010 (deductible & co-insurance time)
- to put braces on Corrine's teeth
- to pay into our emergency fund to bring it back up where it was when the boys arrived
- to finish fencing the back yard and pouring a concrete patio
- to install a new deck with a ramp into the backyard
- and if all this is accomplished...then saving to fund our emergency fund by an extra 50%
- and if God REALLY blesses, then a second washer and dryer hook-up and a super large capacity washer and dryer
We had hoped that this would be the year we added a van or other vehicle that could transport us all at once, but reality has hit that it is not in the budget this year. As many of you know, Mr. Workman and I try to live as debt free as possible...medical bills and mortgage still haunt us, but someday we'll get them licked too!
Happy New Year! Just found your blog and must say I enjoyed what I have read so far! Blessings to you and your whole family!
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